LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,704
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,752
−HK$1,065/mo
Today · 4.125%
HK$35,817
baseline
▲ 0.50% · 4.625%
HK$37,997
+HK$2,180/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,634/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,495
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,501
−HK$1,020/mo
Today · 4.125%
HK$39,521
baseline
▲ 0.50% · 4.625%
HK$41,604
+HK$2,083/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,042/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,444
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,702
−HK$1,279/mo
Today · 4.125%
HK$42,981
baseline
▲ 0.50% · 4.625%
HK$45,596
+HK$2,615/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,962/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,994
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,201
−HK$1,224/mo
Today · 4.125%
HK$47,425
baseline
▲ 0.50% · 4.625%
HK$49,925
+HK$2,500/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,850/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,185
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,653
−HK$1,491/mo
Today · 4.125%
HK$50,144
baseline
▲ 0.50% · 4.625%
HK$53,195
+HK$3,051/mo
Deposit HK$4.43M · loan HK$10.35M · min. income ≈ HK$100,288/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,493
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,901
−HK$1,428/mo
Today · 4.125%
HK$55,329
baseline
▲ 0.50% · 4.625%
HK$58,246
+HK$2,917/mo
Deposit HK$4.43M · loan HK$10.35M · min. income ≈ HK$110,658/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,667
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,554
−HK$1,917/mo
Today · 4.125%
HK$64,471
baseline
▲ 0.50% · 4.625%
HK$68,394
+HK$3,923/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$128,942/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,491
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,301
−HK$1,836/mo
Today · 4.125%
HK$71,137
baseline
▲ 0.50% · 4.625%
HK$74,887
+HK$3,750/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$142,274/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,275 · Scale 2, in force from 26 Feb 2026)