LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,707
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,755
−HK$1,066/mo
Today · 4.125%
HK$35,821
baseline
▲ 0.50% · 4.625%
HK$38,000
+HK$2,179/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,642/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,499
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,504
−HK$1,020/mo
Today · 4.125%
HK$39,524
baseline
▲ 0.50% · 4.625%
HK$41,608
+HK$2,084/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,048/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,448
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,706
−HK$1,279/mo
Today · 4.125%
HK$42,985
baseline
▲ 0.50% · 4.625%
HK$45,600
+HK$2,615/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,970/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,998
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,205
−HK$1,224/mo
Today · 4.125%
HK$47,429
baseline
▲ 0.50% · 4.625%
HK$49,929
+HK$2,500/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,858/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,190
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,657
−HK$1,492/mo
Today · 4.125%
HK$50,149
baseline
▲ 0.50% · 4.625%
HK$53,200
+HK$3,051/mo
Deposit HK$4.43M · loan HK$10.35M · min. income ≈ HK$100,298/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,498
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,906
−HK$1,428/mo
Today · 4.125%
HK$55,334
baseline
▲ 0.50% · 4.625%
HK$58,251
+HK$2,917/mo
Deposit HK$4.43M · loan HK$10.35M · min. income ≈ HK$110,668/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,672
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,560
−HK$1,917/mo
Today · 4.125%
HK$64,477
baseline
▲ 0.50% · 4.625%
HK$68,400
+HK$3,923/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$128,954/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,497
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,308
−HK$1,836/mo
Today · 4.125%
HK$71,144
baseline
▲ 0.50% · 4.625%
HK$74,894
+HK$3,750/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$142,288/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,327 · Scale 2, in force from 26 Feb 2026)