LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,707
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,756
−HK$1,065/mo
Today · 4.125%
HK$35,821
baseline
▲ 0.50% · 4.625%
HK$38,001
+HK$2,180/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,642/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,499
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,505
−HK$1,020/mo
Today · 4.125%
HK$39,525
baseline
▲ 0.50% · 4.625%
HK$41,608
+HK$2,083/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,050/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,449
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,707
−HK$1,278/mo
Today · 4.125%
HK$42,985
baseline
▲ 0.50% · 4.625%
HK$45,601
+HK$2,616/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,970/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,999
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,206
−HK$1,224/mo
Today · 4.125%
HK$47,430
baseline
▲ 0.50% · 4.625%
HK$49,930
+HK$2,500/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,860/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,190
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,658
−HK$1,491/mo
Today · 4.125%
HK$50,149
baseline
▲ 0.50% · 4.625%
HK$53,201
+HK$3,052/mo
Deposit HK$4.43M · loan HK$10.35M · min. income ≈ HK$100,298/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,499
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,907
−HK$1,428/mo
Today · 4.125%
HK$55,335
baseline
▲ 0.50% · 4.625%
HK$58,252
+HK$2,917/mo
Deposit HK$4.43M · loan HK$10.35M · min. income ≈ HK$110,670/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,673
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,560
−HK$1,918/mo
Today · 4.125%
HK$64,478
baseline
▲ 0.50% · 4.625%
HK$68,401
+HK$3,923/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$128,956/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,498
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,308
−HK$1,837/mo
Today · 4.125%
HK$71,145
baseline
▲ 0.50% · 4.625%
HK$74,895
+HK$3,750/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$142,290/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,333 · Scale 2, in force from 26 Feb 2026)