LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,709
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,758
−HK$1,065/mo
Today · 4.125%
HK$35,823
baseline
▲ 0.50% · 4.625%
HK$38,003
+HK$2,180/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,646/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,501
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,507
−HK$1,020/mo
Today · 4.125%
HK$39,527
baseline
▲ 0.50% · 4.625%
HK$41,611
+HK$2,084/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,054/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,451
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,709
−HK$1,279/mo
Today · 4.125%
HK$42,988
baseline
▲ 0.50% · 4.625%
HK$45,603
+HK$2,615/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,976/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,001
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,208
−HK$1,225/mo
Today · 4.125%
HK$47,433
baseline
▲ 0.50% · 4.625%
HK$49,933
+HK$2,500/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,866/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,193
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,661
−HK$1,491/mo
Today · 4.125%
HK$50,152
baseline
▲ 0.50% · 4.625%
HK$53,204
+HK$3,052/mo
Deposit HK$4.43M · loan HK$10.35M · min. income ≈ HK$100,304/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,502
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,910
−HK$1,428/mo
Today · 4.125%
HK$55,338
baseline
▲ 0.50% · 4.625%
HK$58,255
+HK$2,917/mo
Deposit HK$4.43M · loan HK$10.35M · min. income ≈ HK$110,676/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,677
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,564
−HK$1,918/mo
Today · 4.125%
HK$64,482
baseline
▲ 0.50% · 4.625%
HK$68,405
+HK$3,923/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$128,964/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,502
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,313
−HK$1,836/mo
Today · 4.125%
HK$71,149
baseline
▲ 0.50% · 4.625%
HK$74,899
+HK$3,750/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$142,298/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,367 · Scale 2, in force from 26 Feb 2026)