LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,710
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,759
−HK$1,065/mo
Today · 4.125%
HK$35,824
baseline
▲ 0.50% · 4.625%
HK$38,004
+HK$2,180/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,648/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,503
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,508
−HK$1,021/mo
Today · 4.125%
HK$39,529
baseline
▲ 0.50% · 4.625%
HK$41,612
+HK$2,083/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,058/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,453
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,711
−HK$1,278/mo
Today · 4.125%
HK$42,989
baseline
▲ 0.50% · 4.625%
HK$45,605
+HK$2,616/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,978/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,003
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,210
−HK$1,224/mo
Today · 4.125%
HK$47,434
baseline
▲ 0.50% · 4.625%
HK$49,935
+HK$2,501/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,868/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,195
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,663
−HK$1,491/mo
Today · 4.125%
HK$50,154
baseline
▲ 0.50% · 4.625%
HK$53,206
+HK$3,052/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,308/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,504
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,912
−HK$1,428/mo
Today · 4.125%
HK$55,340
baseline
▲ 0.50% · 4.625%
HK$58,257
+HK$2,917/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,680/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,679
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,566
−HK$1,918/mo
Today · 4.125%
HK$64,484
baseline
▲ 0.50% · 4.625%
HK$68,408
+HK$3,924/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$128,968/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,505
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,315
−HK$1,837/mo
Today · 4.125%
HK$71,152
baseline
▲ 0.50% · 4.625%
HK$74,902
+HK$3,750/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,304/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,387 · Scale 2, in force from 26 Feb 2026)