LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,711
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,760
−HK$1,065/mo
Today · 4.125%
HK$35,825
baseline
▲ 0.50% · 4.625%
HK$38,005
+HK$2,180/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,650/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,504
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,509
−HK$1,021/mo
Today · 4.125%
HK$39,530
baseline
▲ 0.50% · 4.625%
HK$41,614
+HK$2,084/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,060/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,454
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,712
−HK$1,279/mo
Today · 4.125%
HK$42,991
baseline
▲ 0.50% · 4.625%
HK$45,606
+HK$2,615/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,982/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,004
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,211
−HK$1,225/mo
Today · 4.125%
HK$47,436
baseline
▲ 0.50% · 4.625%
HK$49,936
+HK$2,500/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,872/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,196
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,664
−HK$1,492/mo
Today · 4.125%
HK$50,156
baseline
▲ 0.50% · 4.625%
HK$53,207
+HK$3,051/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,312/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,505
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,913
−HK$1,429/mo
Today · 4.125%
HK$55,342
baseline
▲ 0.50% · 4.625%
HK$58,259
+HK$2,917/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,684/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,681
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,568
−HK$1,918/mo
Today · 4.125%
HK$64,486
baseline
▲ 0.50% · 4.625%
HK$68,410
+HK$3,924/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$128,972/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,507
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,317
−HK$1,837/mo
Today · 4.125%
HK$71,154
baseline
▲ 0.50% · 4.625%
HK$74,904
+HK$3,750/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,308/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,402 · Scale 2, in force from 26 Feb 2026)