LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,712
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,761
−HK$1,066/mo
Today · 4.125%
HK$35,827
baseline
▲ 0.50% · 4.625%
HK$38,007
+HK$2,180/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,654/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,505
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,511
−HK$1,020/mo
Today · 4.125%
HK$39,531
baseline
▲ 0.50% · 4.625%
HK$41,615
+HK$2,084/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,062/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,455
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,713
−HK$1,279/mo
Today · 4.125%
HK$42,992
baseline
▲ 0.50% · 4.625%
HK$45,608
+HK$2,616/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,984/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,006
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,213
−HK$1,224/mo
Today · 4.125%
HK$47,437
baseline
▲ 0.50% · 4.625%
HK$49,938
+HK$2,501/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,874/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,197
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,666
−HK$1,491/mo
Today · 4.125%
HK$50,157
baseline
▲ 0.50% · 4.625%
HK$53,209
+HK$3,052/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,314/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,507
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,915
−HK$1,428/mo
Today · 4.125%
HK$55,343
baseline
▲ 0.50% · 4.625%
HK$58,261
+HK$2,918/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,686/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,682
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,570
−HK$1,918/mo
Today · 4.125%
HK$64,488
baseline
▲ 0.50% · 4.625%
HK$68,412
+HK$3,924/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$128,976/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,509
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,319
−HK$1,837/mo
Today · 4.125%
HK$71,156
baseline
▲ 0.50% · 4.625%
HK$74,907
+HK$3,751/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,312/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,420 · Scale 2, in force from 26 Feb 2026)