LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,713
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,762
−HK$1,065/mo
Today · 4.125%
HK$35,827
baseline
▲ 0.50% · 4.625%
HK$38,007
+HK$2,180/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,654/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,505
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,511
−HK$1,021/mo
Today · 4.125%
HK$39,532
baseline
▲ 0.50% · 4.625%
HK$41,615
+HK$2,083/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,064/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,456
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,714
−HK$1,278/mo
Today · 4.125%
HK$42,992
baseline
▲ 0.50% · 4.625%
HK$45,608
+HK$2,616/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,984/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,006
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,213
−HK$1,225/mo
Today · 4.125%
HK$47,438
baseline
▲ 0.50% · 4.625%
HK$49,938
+HK$2,500/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,876/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,198
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,666
−HK$1,492/mo
Today · 4.125%
HK$50,158
baseline
▲ 0.50% · 4.625%
HK$53,210
+HK$3,052/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,316/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,507
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,916
−HK$1,428/mo
Today · 4.125%
HK$55,344
baseline
▲ 0.50% · 4.625%
HK$58,262
+HK$2,918/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,688/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,683
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,571
−HK$1,918/mo
Today · 4.125%
HK$64,489
baseline
▲ 0.50% · 4.625%
HK$68,413
+HK$3,924/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$128,978/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,510
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,320
−HK$1,837/mo
Today · 4.125%
HK$71,157
baseline
▲ 0.50% · 4.625%
HK$74,908
+HK$3,751/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,314/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,427 · Scale 2, in force from 26 Feb 2026)