LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,714
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,762
−HK$1,066/mo
Today · 4.125%
HK$35,828
baseline
▲ 0.50% · 4.625%
HK$38,008
+HK$2,180/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,656/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,506
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,512
−HK$1,020/mo
Today · 4.125%
HK$39,532
baseline
▲ 0.50% · 4.625%
HK$41,616
+HK$2,084/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,064/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,456
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,715
−HK$1,278/mo
Today · 4.125%
HK$42,993
baseline
▲ 0.50% · 4.625%
HK$45,609
+HK$2,616/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,986/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,007
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,214
−HK$1,225/mo
Today · 4.125%
HK$47,439
baseline
▲ 0.50% · 4.625%
HK$49,939
+HK$2,500/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,878/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,199
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,667
−HK$1,492/mo
Today · 4.125%
HK$50,159
baseline
▲ 0.50% · 4.625%
HK$53,211
+HK$3,052/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,318/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,508
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,917
−HK$1,428/mo
Today · 4.125%
HK$55,345
baseline
▲ 0.50% · 4.625%
HK$58,263
+HK$2,918/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,690/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,684
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,572
−HK$1,918/mo
Today · 4.125%
HK$64,490
baseline
▲ 0.50% · 4.625%
HK$68,414
+HK$3,924/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$128,980/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,511
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,321
−HK$1,837/mo
Today · 4.125%
HK$71,158
baseline
▲ 0.50% · 4.625%
HK$74,909
+HK$3,751/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,316/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,438 · Scale 2, in force from 26 Feb 2026)