LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,714
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,763
−HK$1,066/mo
Today · 4.125%
HK$35,829
baseline
▲ 0.50% · 4.625%
HK$38,009
+HK$2,180/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,658/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,507
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,513
−HK$1,020/mo
Today · 4.125%
HK$39,533
baseline
▲ 0.50% · 4.625%
HK$41,617
+HK$2,084/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,066/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,457
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,716
−HK$1,278/mo
Today · 4.125%
HK$42,994
baseline
▲ 0.50% · 4.625%
HK$45,611
+HK$2,617/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,988/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,008
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,216
−HK$1,224/mo
Today · 4.125%
HK$47,440
baseline
▲ 0.50% · 4.625%
HK$49,941
+HK$2,501/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,880/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,200
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,668
−HK$1,492/mo
Today · 4.125%
HK$50,160
baseline
▲ 0.50% · 4.625%
HK$53,212
+HK$3,052/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,320/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,510
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,918
−HK$1,429/mo
Today · 4.125%
HK$55,347
baseline
▲ 0.50% · 4.625%
HK$58,264
+HK$2,917/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,694/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,686
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,574
−HK$1,918/mo
Today · 4.125%
HK$64,492
baseline
▲ 0.50% · 4.625%
HK$68,416
+HK$3,924/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$128,984/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,513
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,323
−HK$1,837/mo
Today · 4.125%
HK$71,160
baseline
▲ 0.50% · 4.625%
HK$74,911
+HK$3,751/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,320/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,453 · Scale 2, in force from 26 Feb 2026)