LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,718
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,767
−HK$1,065/mo
Today · 4.125%
HK$35,832
baseline
▲ 0.50% · 4.625%
HK$38,013
+HK$2,181/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,664/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,511
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,517
−HK$1,020/mo
Today · 4.125%
HK$39,537
baseline
▲ 0.50% · 4.625%
HK$41,621
+HK$2,084/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,074/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,461
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,720
−HK$1,279/mo
Today · 4.125%
HK$42,999
baseline
▲ 0.50% · 4.625%
HK$45,615
+HK$2,616/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,998/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,013
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,220
−HK$1,225/mo
Today · 4.125%
HK$47,445
baseline
▲ 0.50% · 4.625%
HK$49,946
+HK$2,501/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,890/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,205
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,673
−HK$1,492/mo
Today · 4.125%
HK$50,165
baseline
▲ 0.50% · 4.625%
HK$53,218
+HK$3,053/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,330/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,515
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,923
−HK$1,429/mo
Today · 4.125%
HK$55,352
baseline
▲ 0.50% · 4.625%
HK$58,270
+HK$2,918/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,704/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,692
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,580
−HK$1,918/mo
Today · 4.125%
HK$64,498
baseline
▲ 0.50% · 4.625%
HK$68,423
+HK$3,925/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$128,996/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,519
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$69,330
−HK$1,837/mo
Today · 4.125%
HK$71,167
baseline
▲ 0.50% · 4.625%
HK$74,919
+HK$3,752/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,334/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,508 · Scale 2, in force from 26 Feb 2026)