LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,719
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,768
−HK$1,065/mo
Today · 4.125%
HK$35,833
baseline
▲ 0.50% · 4.625%
HK$38,014
+HK$2,181/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,666/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,512
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,518
−HK$1,021/mo
Today · 4.125%
HK$39,539
baseline
▲ 0.50% · 4.625%
HK$41,623
+HK$2,084/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,078/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,463
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,721
−HK$1,279/mo
Today · 4.125%
HK$43,000
baseline
▲ 0.50% · 4.625%
HK$45,616
+HK$2,616/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$86,000/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,014
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,222
−HK$1,224/mo
Today · 4.125%
HK$47,446
baseline
▲ 0.50% · 4.625%
HK$49,947
+HK$2,501/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,892/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,206
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,675
−HK$1,492/mo
Today · 4.125%
HK$50,167
baseline
▲ 0.50% · 4.625%
HK$53,219
+HK$3,052/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,334/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,517
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,925
−HK$1,429/mo
Today · 4.125%
HK$55,354
baseline
▲ 0.50% · 4.625%
HK$58,272
+HK$2,918/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,708/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,694
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,582
−HK$1,918/mo
Today · 4.125%
HK$64,500
baseline
▲ 0.50% · 4.625%
HK$68,425
+HK$3,925/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$129,000/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,521
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$69,332
−HK$1,837/mo
Today · 4.125%
HK$71,169
baseline
▲ 0.50% · 4.625%
HK$74,921
+HK$3,752/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,338/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,525 · Scale 2, in force from 26 Feb 2026)