LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,721
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,769
−HK$1,066/mo
Today · 4.125%
HK$35,835
baseline
▲ 0.50% · 4.625%
HK$38,016
+HK$2,181/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,670/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,514
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,520
−HK$1,021/mo
Today · 4.125%
HK$39,541
baseline
▲ 0.50% · 4.625%
HK$41,625
+HK$2,084/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,082/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,465
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,723
−HK$1,279/mo
Today · 4.125%
HK$43,002
baseline
▲ 0.50% · 4.625%
HK$45,619
+HK$2,617/mo
Deposit HK$5.92M · loan HK$8.87M · min. income ≈ HK$86,004/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,017
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,224
−HK$1,225/mo
Today · 4.125%
HK$47,449
baseline
▲ 0.50% · 4.625%
HK$49,950
+HK$2,501/mo
Deposit HK$5.92M · loan HK$8.87M · min. income ≈ HK$94,898/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,209
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,677
−HK$1,492/mo
Today · 4.125%
HK$50,169
baseline
▲ 0.50% · 4.625%
HK$53,222
+HK$3,053/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,338/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,519
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,928
−HK$1,429/mo
Today · 4.125%
HK$55,357
baseline
▲ 0.50% · 4.625%
HK$58,275
+HK$2,918/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,714/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,697
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,585
−HK$1,918/mo
Today · 4.125%
HK$64,503
baseline
▲ 0.50% · 4.625%
HK$68,428
+HK$3,925/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$129,006/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,525
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$69,336
−HK$1,837/mo
Today · 4.125%
HK$71,173
baseline
▲ 0.50% · 4.625%
HK$74,925
+HK$3,752/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,346/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,552 · Scale 2, in force from 26 Feb 2026)