LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,721
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,770
−HK$1,066/mo
Today · 4.125%
HK$35,836
baseline
▲ 0.50% · 4.625%
HK$38,016
+HK$2,180/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,672/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,514
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,520
−HK$1,021/mo
Today · 4.125%
HK$39,541
baseline
▲ 0.50% · 4.625%
HK$41,625
+HK$2,084/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,082/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,465
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,724
−HK$1,279/mo
Today · 4.125%
HK$43,003
baseline
▲ 0.50% · 4.625%
HK$45,619
+HK$2,616/mo
Deposit HK$5.92M · loan HK$8.87M · min. income ≈ HK$86,006/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,017
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,225
−HK$1,224/mo
Today · 4.125%
HK$47,449
baseline
▲ 0.50% · 4.625%
HK$49,951
+HK$2,502/mo
Deposit HK$5.92M · loan HK$8.87M · min. income ≈ HK$94,898/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,210
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,678
−HK$1,492/mo
Today · 4.125%
HK$50,170
baseline
▲ 0.50% · 4.625%
HK$53,223
+HK$3,053/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,340/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,520
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,929
−HK$1,429/mo
Today · 4.125%
HK$55,358
baseline
▲ 0.50% · 4.625%
HK$58,276
+HK$2,918/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,716/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,698
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,586
−HK$1,918/mo
Today · 4.125%
HK$64,504
baseline
▲ 0.50% · 4.625%
HK$68,429
+HK$3,925/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$129,008/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,526
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$69,337
−HK$1,837/mo
Today · 4.125%
HK$71,174
baseline
▲ 0.50% · 4.625%
HK$74,926
+HK$3,752/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,348/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,561 · Scale 2, in force from 26 Feb 2026)