LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,722
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,771
−HK$1,066/mo
Today · 4.125%
HK$35,837
baseline
▲ 0.50% · 4.625%
HK$38,018
+HK$2,181/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,674/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,516
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,522
−HK$1,020/mo
Today · 4.125%
HK$39,542
baseline
▲ 0.50% · 4.625%
HK$41,627
+HK$2,085/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,084/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,467
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,725
−HK$1,279/mo
Today · 4.125%
HK$43,004
baseline
▲ 0.50% · 4.625%
HK$45,621
+HK$2,617/mo
Deposit HK$5.92M · loan HK$8.87M · min. income ≈ HK$86,008/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,019
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,226
−HK$1,225/mo
Today · 4.125%
HK$47,451
baseline
▲ 0.50% · 4.625%
HK$49,952
+HK$2,501/mo
Deposit HK$5.92M · loan HK$8.87M · min. income ≈ HK$94,902/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,211
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,680
−HK$1,492/mo
Today · 4.125%
HK$50,172
baseline
▲ 0.50% · 4.625%
HK$53,225
+HK$3,053/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,344/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,522
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,931
−HK$1,428/mo
Today · 4.125%
HK$55,359
baseline
▲ 0.50% · 4.625%
HK$58,278
+HK$2,919/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,718/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,700
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,588
−HK$1,918/mo
Today · 4.125%
HK$64,506
baseline
▲ 0.50% · 4.625%
HK$68,432
+HK$3,926/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$129,012/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,528
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$69,339
−HK$1,837/mo
Today · 4.125%
HK$71,176
baseline
▲ 0.50% · 4.625%
HK$74,928
+HK$3,752/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,352/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,580 · Scale 2, in force from 26 Feb 2026)