LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,724
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,773
−HK$1,066/mo
Today · 4.125%
HK$35,839
baseline
▲ 0.50% · 4.625%
HK$38,020
+HK$2,181/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,678/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,518
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,524
−HK$1,021/mo
Today · 4.125%
HK$39,545
baseline
▲ 0.50% · 4.625%
HK$41,630
+HK$2,085/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,090/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,469
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,728
−HK$1,279/mo
Today · 4.125%
HK$43,007
baseline
▲ 0.50% · 4.625%
HK$45,624
+HK$2,617/mo
Deposit HK$5.92M · loan HK$8.87M · min. income ≈ HK$86,014/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,022
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,229
−HK$1,225/mo
Today · 4.125%
HK$47,454
baseline
▲ 0.50% · 4.625%
HK$49,955
+HK$2,501/mo
Deposit HK$5.92M · loan HK$8.87M · min. income ≈ HK$94,908/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,214
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,683
−HK$1,492/mo
Today · 4.125%
HK$50,175
baseline
▲ 0.50% · 4.625%
HK$53,228
+HK$3,053/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,350/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,525
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,934
−HK$1,429/mo
Today · 4.125%
HK$55,363
baseline
▲ 0.50% · 4.625%
HK$58,281
+HK$2,918/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,726/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,704
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,592
−HK$1,919/mo
Today · 4.125%
HK$64,511
baseline
▲ 0.50% · 4.625%
HK$68,436
+HK$3,925/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$129,022/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,533
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$69,344
−HK$1,837/mo
Today · 4.125%
HK$71,181
baseline
▲ 0.50% · 4.625%
HK$74,933
+HK$3,752/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,362/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,616 · Scale 2, in force from 26 Feb 2026)