LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,727
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,776
−HK$1,066/mo
Today · 4.125%
HK$35,842
baseline
▲ 0.50% · 4.625%
HK$38,023
+HK$2,181/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,684/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,521
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,527
−HK$1,021/mo
Today · 4.125%
HK$39,548
baseline
▲ 0.50% · 4.625%
HK$41,633
+HK$2,085/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,096/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,472
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,731
−HK$1,279/mo
Today · 4.125%
HK$43,010
baseline
▲ 0.50% · 4.625%
HK$45,627
+HK$2,617/mo
Deposit HK$5.92M · loan HK$8.87M · min. income ≈ HK$86,020/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,025
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,232
−HK$1,226/mo
Today · 4.125%
HK$47,458
baseline
▲ 0.50% · 4.625%
HK$49,959
+HK$2,501/mo
Deposit HK$5.92M · loan HK$8.87M · min. income ≈ HK$94,916/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,218
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,686
−HK$1,493/mo
Today · 4.125%
HK$50,179
baseline
▲ 0.50% · 4.625%
HK$53,232
+HK$3,053/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,358/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,529
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,938
−HK$1,429/mo
Today · 4.125%
HK$55,367
baseline
▲ 0.50% · 4.625%
HK$58,286
+HK$2,919/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,734/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,708
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,597
−HK$1,918/mo
Today · 4.125%
HK$64,515
baseline
▲ 0.50% · 4.625%
HK$68,441
+HK$3,926/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$129,030/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,537
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,349
−HK$1,837/mo
Today · 4.125%
HK$71,186
baseline
▲ 0.50% · 4.625%
HK$74,939
+HK$3,753/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,372/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,656 · Scale 2, in force from 26 Feb 2026)