LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,728
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,777
−HK$1,066/mo
Today · 4.125%
HK$35,843
baseline
▲ 0.50% · 4.625%
HK$38,024
+HK$2,181/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,686/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,522
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,528
−HK$1,021/mo
Today · 4.125%
HK$39,549
baseline
▲ 0.50% · 4.625%
HK$41,634
+HK$2,085/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,098/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,473
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,732
−HK$1,280/mo
Today · 4.125%
HK$43,012
baseline
▲ 0.50% · 4.625%
HK$45,629
+HK$2,617/mo
Deposit HK$5.92M · loan HK$8.87M · min. income ≈ HK$86,024/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,026
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,234
−HK$1,225/mo
Today · 4.125%
HK$47,459
baseline
▲ 0.50% · 4.625%
HK$49,961
+HK$2,502/mo
Deposit HK$5.92M · loan HK$8.87M · min. income ≈ HK$94,918/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,219
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,688
−HK$1,492/mo
Today · 4.125%
HK$50,180
baseline
▲ 0.50% · 4.625%
HK$53,233
+HK$3,053/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,360/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,531
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,940
−HK$1,429/mo
Today · 4.125%
HK$55,369
baseline
▲ 0.50% · 4.625%
HK$58,287
+HK$2,918/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,738/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,710
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,599
−HK$1,918/mo
Today · 4.125%
HK$64,517
baseline
▲ 0.50% · 4.625%
HK$68,443
+HK$3,926/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$129,034/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,540
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$69,351
−HK$1,837/mo
Today · 4.125%
HK$71,188
baseline
▲ 0.50% · 4.625%
HK$74,941
+HK$3,753/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,376/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,673 · Scale 2, in force from 26 Feb 2026)