LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,729
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,778
−HK$1,066/mo
Today · 4.125%
HK$35,844
baseline
▲ 0.50% · 4.625%
HK$38,025
+HK$2,181/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,688/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,523
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,529
−HK$1,021/mo
Today · 4.125%
HK$39,550
baseline
▲ 0.50% · 4.625%
HK$41,635
+HK$2,085/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,100/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,474
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,733
−HK$1,279/mo
Today · 4.125%
HK$43,012
baseline
▲ 0.50% · 4.625%
HK$45,630
+HK$2,618/mo
Deposit HK$5.92M · loan HK$8.87M · min. income ≈ HK$86,024/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,027
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,235
−HK$1,225/mo
Today · 4.125%
HK$47,460
baseline
▲ 0.50% · 4.625%
HK$49,962
+HK$2,502/mo
Deposit HK$5.92M · loan HK$8.87M · min. income ≈ HK$94,920/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,220
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,689
−HK$1,492/mo
Today · 4.125%
HK$50,181
baseline
▲ 0.50% · 4.625%
HK$53,235
+HK$3,054/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,362/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,532
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,941
−HK$1,429/mo
Today · 4.125%
HK$55,370
baseline
▲ 0.50% · 4.625%
HK$58,289
+HK$2,919/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,740/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,712
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,600
−HK$1,919/mo
Today · 4.125%
HK$64,519
baseline
▲ 0.50% · 4.625%
HK$68,444
+HK$3,925/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$129,038/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,541
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,352
−HK$1,838/mo
Today · 4.125%
HK$71,190
baseline
▲ 0.50% · 4.625%
HK$74,943
+HK$3,753/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,380/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,685 · Scale 2, in force from 26 Feb 2026)