LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,729
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,778
−HK$1,066/mo
Today · 4.125%
HK$35,844
baseline
▲ 0.50% · 4.625%
HK$38,025
+HK$2,181/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,688/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,523
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,530
−HK$1,021/mo
Today · 4.125%
HK$39,551
baseline
▲ 0.50% · 4.625%
HK$41,636
+HK$2,085/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,102/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,475
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,734
−HK$1,279/mo
Today · 4.125%
HK$43,013
baseline
▲ 0.50% · 4.625%
HK$45,631
+HK$2,618/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,026/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,028
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,236
−HK$1,225/mo
Today · 4.125%
HK$47,461
baseline
▲ 0.50% · 4.625%
HK$49,963
+HK$2,502/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$94,922/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,221
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,690
−HK$1,492/mo
Today · 4.125%
HK$50,182
baseline
▲ 0.50% · 4.625%
HK$53,236
+HK$3,054/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,364/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,533
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,942
−HK$1,429/mo
Today · 4.125%
HK$55,371
baseline
▲ 0.50% · 4.625%
HK$58,290
+HK$2,919/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,742/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,713
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,601
−HK$1,919/mo
Today · 4.125%
HK$64,520
baseline
▲ 0.50% · 4.625%
HK$68,446
+HK$3,926/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$129,040/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,542
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,354
−HK$1,837/mo
Today · 4.125%
HK$71,191
baseline
▲ 0.50% · 4.625%
HK$74,944
+HK$3,753/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,382/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,696 · Scale 2, in force from 26 Feb 2026)