LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,731
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,781
−HK$1,066/mo
Today · 4.125%
HK$35,847
baseline
▲ 0.50% · 4.625%
HK$38,028
+HK$2,181/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,694/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,526
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,532
−HK$1,021/mo
Today · 4.125%
HK$39,553
baseline
▲ 0.50% · 4.625%
HK$41,638
+HK$2,085/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,106/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,478
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,737
−HK$1,279/mo
Today · 4.125%
HK$43,016
baseline
▲ 0.50% · 4.625%
HK$45,633
+HK$2,617/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,032/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,031
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,239
−HK$1,225/mo
Today · 4.125%
HK$47,464
baseline
▲ 0.50% · 4.625%
HK$49,966
+HK$2,502/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$94,928/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,224
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,693
−HK$1,492/mo
Today · 4.125%
HK$50,185
baseline
▲ 0.50% · 4.625%
HK$53,239
+HK$3,054/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$100,370/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,536
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,945
−HK$1,429/mo
Today · 4.125%
HK$55,374
baseline
▲ 0.50% · 4.625%
HK$58,293
+HK$2,919/mo
Deposit HK$4.44M · loan HK$10.35M · min. income ≈ HK$110,748/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,716
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,605
−HK$1,919/mo
Today · 4.125%
HK$64,524
baseline
▲ 0.50% · 4.625%
HK$68,450
+HK$3,926/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$129,048/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,546
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,358
−HK$1,838/mo
Today · 4.125%
HK$71,196
baseline
▲ 0.50% · 4.625%
HK$74,948
+HK$3,752/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,392/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,729 · Scale 2, in force from 26 Feb 2026)