LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,734
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,783
−HK$1,066/mo
Today · 4.125%
HK$35,849
baseline
▲ 0.50% · 4.625%
HK$38,030
+HK$2,181/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,698/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,528
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,535
−HK$1,021/mo
Today · 4.125%
HK$39,556
baseline
▲ 0.50% · 4.625%
HK$41,641
+HK$2,085/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,112/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,480
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,740
−HK$1,279/mo
Today · 4.125%
HK$43,019
baseline
▲ 0.50% · 4.625%
HK$45,636
+HK$2,617/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,038/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,034
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,242
−HK$1,225/mo
Today · 4.125%
HK$47,467
baseline
▲ 0.50% · 4.625%
HK$49,969
+HK$2,502/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$94,934/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,227
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,696
−HK$1,493/mo
Today · 4.125%
HK$50,189
baseline
▲ 0.50% · 4.625%
HK$53,243
+HK$3,054/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,378/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,540
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,949
−HK$1,429/mo
Today · 4.125%
HK$55,378
baseline
▲ 0.50% · 4.625%
HK$58,297
+HK$2,919/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,756/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,721
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,609
−HK$1,919/mo
Today · 4.125%
HK$64,528
baseline
▲ 0.50% · 4.625%
HK$68,455
+HK$3,927/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$129,056/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,551
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,363
−HK$1,838/mo
Today · 4.125%
HK$71,201
baseline
▲ 0.50% · 4.625%
HK$74,954
+HK$3,753/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,402/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,768 · Scale 2, in force from 26 Feb 2026)