LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,734
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,784
−HK$1,066/mo
Today · 4.125%
HK$35,850
baseline
▲ 0.50% · 4.625%
HK$38,031
+HK$2,181/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,700/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,529
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,536
−HK$1,021/mo
Today · 4.125%
HK$39,557
baseline
▲ 0.50% · 4.625%
HK$41,642
+HK$2,085/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,114/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,481
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,740
−HK$1,280/mo
Today · 4.125%
HK$43,020
baseline
▲ 0.50% · 4.625%
HK$45,637
+HK$2,617/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,040/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,035
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,243
−HK$1,225/mo
Today · 4.125%
HK$47,468
baseline
▲ 0.50% · 4.625%
HK$49,970
+HK$2,502/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$94,936/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,228
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,697
−HK$1,493/mo
Today · 4.125%
HK$50,190
baseline
▲ 0.50% · 4.625%
HK$53,244
+HK$3,054/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,380/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,541
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,950
−HK$1,429/mo
Today · 4.125%
HK$55,379
baseline
▲ 0.50% · 4.625%
HK$58,298
+HK$2,919/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,758/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,722
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,611
−HK$1,919/mo
Today · 4.125%
HK$64,530
baseline
▲ 0.50% · 4.625%
HK$68,456
+HK$3,926/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$129,060/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,552
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,364
−HK$1,838/mo
Today · 4.125%
HK$71,202
baseline
▲ 0.50% · 4.625%
HK$74,955
+HK$3,753/mo
Deposit HK$1.48M · loan HK$13.31M · min. income ≈ HK$142,404/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,778 · Scale 2, in force from 26 Feb 2026)