LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,735
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,785
−HK$1,066/mo
Today · 4.125%
HK$35,851
baseline
▲ 0.50% · 4.625%
HK$38,032
+HK$2,181/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,702/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,530
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,537
−HK$1,021/mo
Today · 4.125%
HK$39,558
baseline
▲ 0.50% · 4.625%
HK$41,643
+HK$2,085/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,116/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,482
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,742
−HK$1,279/mo
Today · 4.125%
HK$43,021
baseline
▲ 0.50% · 4.625%
HK$45,639
+HK$2,618/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,042/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,036
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,244
−HK$1,225/mo
Today · 4.125%
HK$47,469
baseline
▲ 0.50% · 4.625%
HK$49,972
+HK$2,503/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$94,938/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,229
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,698
−HK$1,493/mo
Today · 4.125%
HK$50,191
baseline
▲ 0.50% · 4.625%
HK$53,245
+HK$3,054/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,382/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,542
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,951
−HK$1,430/mo
Today · 4.125%
HK$55,381
baseline
▲ 0.50% · 4.625%
HK$58,300
+HK$2,919/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,762/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,723
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,612
−HK$1,919/mo
Today · 4.125%
HK$64,531
baseline
▲ 0.50% · 4.625%
HK$68,458
+HK$3,927/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$129,062/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,554
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,366
−HK$1,838/mo
Today · 4.125%
HK$71,204
baseline
▲ 0.50% · 4.625%
HK$74,957
+HK$3,753/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$142,408/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,794 · Scale 2, in force from 26 Feb 2026)