LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,742
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,792
−HK$1,066/mo
Today · 4.125%
HK$35,858
baseline
▲ 0.50% · 4.625%
HK$38,040
+HK$2,182/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,716/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,538
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,545
−HK$1,021/mo
Today · 4.125%
HK$39,566
baseline
▲ 0.50% · 4.625%
HK$41,652
+HK$2,086/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,132/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,491
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,750
−HK$1,280/mo
Today · 4.125%
HK$43,030
baseline
▲ 0.50% · 4.625%
HK$45,648
+HK$2,618/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,060/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,046
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,254
−HK$1,225/mo
Today · 4.125%
HK$47,479
baseline
▲ 0.50% · 4.625%
HK$49,982
+HK$2,503/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$94,958/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,239
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,709
−HK$1,493/mo
Today · 4.125%
HK$50,202
baseline
▲ 0.50% · 4.625%
HK$53,256
+HK$3,054/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,404/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,553
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,963
−HK$1,429/mo
Today · 4.125%
HK$55,392
baseline
▲ 0.50% · 4.625%
HK$58,312
+HK$2,920/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,784/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,736
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,625
−HK$1,920/mo
Today · 4.125%
HK$64,545
baseline
▲ 0.50% · 4.625%
HK$68,472
+HK$3,927/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$129,090/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,568
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,381
−HK$1,838/mo
Today · 4.125%
HK$71,219
baseline
▲ 0.50% · 4.625%
HK$74,973
+HK$3,754/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$142,438/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,910 · Scale 2, in force from 26 Feb 2026)