LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,743
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,793
−HK$1,066/mo
Today · 4.125%
HK$35,859
baseline
▲ 0.50% · 4.625%
HK$38,041
+HK$2,182/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,718/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,539
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,546
−HK$1,021/mo
Today · 4.125%
HK$39,567
baseline
▲ 0.50% · 4.625%
HK$41,653
+HK$2,086/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,134/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,492
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,751
−HK$1,280/mo
Today · 4.125%
HK$43,031
baseline
▲ 0.50% · 4.625%
HK$45,649
+HK$2,618/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,062/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,047
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,255
−HK$1,226/mo
Today · 4.125%
HK$47,481
baseline
▲ 0.50% · 4.625%
HK$49,983
+HK$2,502/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$94,962/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,241
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,710
−HK$1,493/mo
Today · 4.125%
HK$50,203
baseline
▲ 0.50% · 4.625%
HK$53,258
+HK$3,055/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,406/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,555
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,964
−HK$1,430/mo
Today · 4.125%
HK$55,394
baseline
▲ 0.50% · 4.625%
HK$58,314
+HK$2,920/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,788/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,738
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,627
−HK$1,920/mo
Today · 4.125%
HK$64,547
baseline
▲ 0.50% · 4.625%
HK$68,474
+HK$3,927/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$129,094/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,570
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,383
−HK$1,838/mo
Today · 4.125%
HK$71,221
baseline
▲ 0.50% · 4.625%
HK$74,975
+HK$3,754/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$142,442/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,926 · Scale 2, in force from 26 Feb 2026)