LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,744
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,794
−HK$1,066/mo
Today · 4.125%
HK$35,860
baseline
▲ 0.50% · 4.625%
HK$38,042
+HK$2,182/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,720/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,540
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,547
−HK$1,021/mo
Today · 4.125%
HK$39,568
baseline
▲ 0.50% · 4.625%
HK$41,654
+HK$2,086/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,136/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,493
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,753
−HK$1,280/mo
Today · 4.125%
HK$43,033
baseline
▲ 0.50% · 4.625%
HK$45,651
+HK$2,618/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,066/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,048
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,257
−HK$1,225/mo
Today · 4.125%
HK$47,482
baseline
▲ 0.50% · 4.625%
HK$49,985
+HK$2,503/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$94,964/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,242
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,712
−HK$1,493/mo
Today · 4.125%
HK$50,205
baseline
▲ 0.50% · 4.625%
HK$53,259
+HK$3,054/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,410/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,556
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,966
−HK$1,430/mo
Today · 4.125%
HK$55,396
baseline
▲ 0.50% · 4.625%
HK$58,316
+HK$2,920/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,792/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,740
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,629
−HK$1,920/mo
Today · 4.125%
HK$64,549
baseline
▲ 0.50% · 4.625%
HK$68,476
+HK$3,927/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$129,098/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,573
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,385
−HK$1,838/mo
Today · 4.125%
HK$71,223
baseline
▲ 0.50% · 4.625%
HK$74,978
+HK$3,755/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$142,446/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,945 · Scale 2, in force from 26 Feb 2026)