LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,746
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,795
−HK$1,067/mo
Today · 4.125%
HK$35,862
baseline
▲ 0.50% · 4.625%
HK$38,044
+HK$2,182/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,724/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,542
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,549
−HK$1,021/mo
Today · 4.125%
HK$39,570
baseline
▲ 0.50% · 4.625%
HK$41,656
+HK$2,086/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,140/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,495
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,755
−HK$1,279/mo
Today · 4.125%
HK$43,034
baseline
▲ 0.50% · 4.625%
HK$45,653
+HK$2,619/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,068/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,050
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,258
−HK$1,226/mo
Today · 4.125%
HK$47,484
baseline
▲ 0.50% · 4.625%
HK$49,987
+HK$2,503/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$94,968/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,244
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,714
−HK$1,493/mo
Today · 4.125%
HK$50,207
baseline
▲ 0.50% · 4.625%
HK$53,262
+HK$3,055/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,414/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,559
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,968
−HK$1,430/mo
Today · 4.125%
HK$55,398
baseline
▲ 0.50% · 4.625%
HK$58,318
+HK$2,920/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,796/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,742
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,632
−HK$1,919/mo
Today · 4.125%
HK$64,551
baseline
▲ 0.50% · 4.625%
HK$68,479
+HK$3,928/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$129,102/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,575
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,388
−HK$1,838/mo
Today · 4.125%
HK$71,226
baseline
▲ 0.50% · 4.625%
HK$74,981
+HK$3,755/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$142,452/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,967 · Scale 2, in force from 26 Feb 2026)