LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,747
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,796
−HK$1,067/mo
Today · 4.125%
HK$35,863
baseline
▲ 0.50% · 4.625%
HK$38,045
+HK$2,182/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,726/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,543
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,550
−HK$1,021/mo
Today · 4.125%
HK$39,571
baseline
▲ 0.50% · 4.625%
HK$41,657
+HK$2,086/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,142/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$554,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,496
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,756
−HK$1,279/mo
Today · 4.125%
HK$43,035
baseline
▲ 0.50% · 4.625%
HK$45,654
+HK$2,619/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,070/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,051
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,260
−HK$1,225/mo
Today · 4.125%
HK$47,485
baseline
▲ 0.50% · 4.625%
HK$49,988
+HK$2,503/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$94,970/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,245
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,715
−HK$1,493/mo
Today · 4.125%
HK$50,208
baseline
▲ 0.50% · 4.625%
HK$53,263
+HK$3,055/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,416/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,560
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,969
−HK$1,431/mo
Today · 4.125%
HK$55,400
baseline
▲ 0.50% · 4.625%
HK$58,320
+HK$2,920/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,800/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,744
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,633
−HK$1,920/mo
Today · 4.125%
HK$64,553
baseline
▲ 0.50% · 4.625%
HK$68,481
+HK$3,928/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$129,106/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,577
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,389
−HK$1,839/mo
Today · 4.125%
HK$71,228
baseline
▲ 0.50% · 4.625%
HK$74,982
+HK$3,754/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$142,456/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,981 · Scale 2, in force from 26 Feb 2026)