LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,748
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,798
−HK$1,067/mo
Today · 4.125%
HK$35,865
baseline
▲ 0.50% · 4.625%
HK$38,047
+HK$2,182/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,730/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,545
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,552
−HK$1,021/mo
Today · 4.125%
HK$39,573
baseline
▲ 0.50% · 4.625%
HK$41,659
+HK$2,086/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,146/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,498
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,758
−HK$1,280/mo
Today · 4.125%
HK$43,038
baseline
▲ 0.50% · 4.625%
HK$45,656
+HK$2,618/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,076/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,054
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,262
−HK$1,226/mo
Today · 4.125%
HK$47,488
baseline
▲ 0.50% · 4.625%
HK$49,991
+HK$2,503/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$94,976/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,248
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,717
−HK$1,494/mo
Today · 4.125%
HK$50,211
baseline
▲ 0.50% · 4.625%
HK$53,266
+HK$3,055/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,422/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,563
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,972
−HK$1,430/mo
Today · 4.125%
HK$55,402
baseline
▲ 0.50% · 4.625%
HK$58,323
+HK$2,921/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,804/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,747
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,637
−HK$1,919/mo
Today · 4.125%
HK$64,556
baseline
▲ 0.50% · 4.625%
HK$68,485
+HK$3,929/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$129,112/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,580
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,393
−HK$1,839/mo
Today · 4.125%
HK$71,232
baseline
▲ 0.50% · 4.625%
HK$74,986
+HK$3,754/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$142,464/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,010 · Scale 2, in force from 26 Feb 2026)