LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,749
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,799
−HK$1,067/mo
Today · 4.125%
HK$35,866
baseline
▲ 0.50% · 4.625%
HK$38,048
+HK$2,182/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,732/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,546
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,553
−HK$1,021/mo
Today · 4.125%
HK$39,574
baseline
▲ 0.50% · 4.625%
HK$41,660
+HK$2,086/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,148/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,499
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,759
−HK$1,280/mo
Today · 4.125%
HK$43,039
baseline
▲ 0.50% · 4.625%
HK$45,658
+HK$2,619/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,078/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,055
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,263
−HK$1,226/mo
Today · 4.125%
HK$47,489
baseline
▲ 0.50% · 4.625%
HK$49,992
+HK$2,503/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$94,978/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,249
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,719
−HK$1,493/mo
Today · 4.125%
HK$50,212
baseline
▲ 0.50% · 4.625%
HK$53,267
+HK$3,055/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,424/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,564
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,974
−HK$1,430/mo
Today · 4.125%
HK$55,404
baseline
▲ 0.50% · 4.625%
HK$58,325
+HK$2,921/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,808/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,749
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,639
−HK$1,919/mo
Today · 4.125%
HK$64,558
baseline
▲ 0.50% · 4.625%
HK$68,487
+HK$3,929/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$129,116/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,583
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,395
−HK$1,839/mo
Today · 4.125%
HK$71,234
baseline
▲ 0.50% · 4.625%
HK$74,989
+HK$3,755/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$142,468/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,027 · Scale 2, in force from 26 Feb 2026)