LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,751
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,801
−HK$1,067/mo
Today · 4.125%
HK$35,868
baseline
▲ 0.50% · 4.625%
HK$38,050
+HK$2,182/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,736/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,548
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,555
−HK$1,022/mo
Today · 4.125%
HK$39,577
baseline
▲ 0.50% · 4.625%
HK$41,663
+HK$2,086/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,154/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,502
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,761
−HK$1,280/mo
Today · 4.125%
HK$43,041
baseline
▲ 0.50% · 4.625%
HK$45,660
+HK$2,619/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,082/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,058
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,266
−HK$1,226/mo
Today · 4.125%
HK$47,492
baseline
▲ 0.50% · 4.625%
HK$49,995
+HK$2,503/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$94,984/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,252
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,722
−HK$1,493/mo
Today · 4.125%
HK$50,215
baseline
▲ 0.50% · 4.625%
HK$53,270
+HK$3,055/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,430/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,567
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,977
−HK$1,430/mo
Today · 4.125%
HK$55,407
baseline
▲ 0.50% · 4.625%
HK$58,328
+HK$2,921/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,814/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,752
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,642
−HK$1,920/mo
Today · 4.125%
HK$64,562
baseline
▲ 0.50% · 4.625%
HK$68,491
+HK$3,929/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$129,124/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,586
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,399
−HK$1,839/mo
Today · 4.125%
HK$71,238
baseline
▲ 0.50% · 4.625%
HK$74,993
+HK$3,755/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$142,476/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,059 · Scale 2, in force from 26 Feb 2026)