LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,754
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,804
−HK$1,067/mo
Today · 4.125%
HK$35,871
baseline
▲ 0.50% · 4.625%
HK$38,054
+HK$2,183/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,742/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,551
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,558
−HK$1,022/mo
Today · 4.125%
HK$39,580
baseline
▲ 0.50% · 4.625%
HK$41,666
+HK$2,086/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,160/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,505
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,765
−HK$1,280/mo
Today · 4.125%
HK$43,045
baseline
▲ 0.50% · 4.625%
HK$45,664
+HK$2,619/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,090/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,061
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,270
−HK$1,226/mo
Today · 4.125%
HK$47,496
baseline
▲ 0.50% · 4.625%
HK$50,000
+HK$2,504/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$94,992/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,256
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,726
−HK$1,493/mo
Today · 4.125%
HK$50,219
baseline
▲ 0.50% · 4.625%
HK$53,275
+HK$3,056/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,438/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,572
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,982
−HK$1,430/mo
Today · 4.125%
HK$55,412
baseline
▲ 0.50% · 4.625%
HK$58,333
+HK$2,921/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,824/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,758
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,647
−HK$1,921/mo
Today · 4.125%
HK$64,568
baseline
▲ 0.50% · 4.625%
HK$68,496
+HK$3,928/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$129,136/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,592
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,405
−HK$1,839/mo
Today · 4.125%
HK$71,244
baseline
▲ 0.50% · 4.625%
HK$74,999
+HK$3,755/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$142,488/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,106 · Scale 2, in force from 26 Feb 2026)