LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,755
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,805
−HK$1,066/mo
Today · 4.125%
HK$35,871
baseline
▲ 0.50% · 4.625%
HK$38,054
+HK$2,183/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,742/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,552
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,559
−HK$1,022/mo
Today · 4.125%
HK$39,581
baseline
▲ 0.50% · 4.625%
HK$41,667
+HK$2,086/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,162/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,506
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,766
−HK$1,280/mo
Today · 4.125%
HK$43,046
baseline
▲ 0.50% · 4.625%
HK$45,665
+HK$2,619/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,092/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,062
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,271
−HK$1,226/mo
Today · 4.125%
HK$47,497
baseline
▲ 0.50% · 4.625%
HK$50,000
+HK$2,503/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$94,994/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,257
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,727
−HK$1,493/mo
Today · 4.125%
HK$50,220
baseline
▲ 0.50% · 4.625%
HK$53,276
+HK$3,056/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,440/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,573
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,982
−HK$1,431/mo
Today · 4.125%
HK$55,413
baseline
▲ 0.50% · 4.625%
HK$58,334
+HK$2,921/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,826/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,759
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,648
−HK$1,921/mo
Today · 4.125%
HK$64,569
baseline
▲ 0.50% · 4.625%
HK$68,497
+HK$3,928/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$129,138/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,593
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,406
−HK$1,839/mo
Today · 4.125%
HK$71,245
baseline
▲ 0.50% · 4.625%
HK$75,001
+HK$3,756/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$142,490/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,115 · Scale 2, in force from 26 Feb 2026)