LTV · monthly repayment
▼ 0.50% · 3.625%
HK$337,553
−HK$21,167/mo
▼ 0.25% · 3.875%
HK$348,052
−HK$10,668/mo
Today · 4.125%
HK$358,720
baseline
▲ 0.50% · 4.625%
HK$380,547
+HK$21,827/mo
Deposit HK$74.02M · loan HK$74.02M · min. income ≈ HK$717,440/mo (50% DSR)
Upfront cash ≈ HK$83.64M (deposit + AVD stamp duty HK$9,622,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,524
−HK$20,288/mo
▼ 0.25% · 3.875%
HK$385,595
−HK$10,217/mo
Today · 4.125%
HK$395,812
baseline
▲ 0.50% · 4.625%
HK$416,676
+HK$20,864/mo
Deposit HK$74.02M · loan HK$74.02M · min. income ≈ HK$791,624/mo (50% DSR)
Upfront cash ≈ HK$83.64M (deposit + AVD stamp duty HK$9,622,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$405,063
−HK$25,401/mo
▼ 0.25% · 3.875%
HK$417,663
−HK$12,801/mo
Today · 4.125%
HK$430,464
baseline
▲ 0.50% · 4.625%
HK$456,657
+HK$26,193/mo
Deposit HK$59.21M · loan HK$88.82M · min. income ≈ HK$860,928/mo (50% DSR)
Upfront cash ≈ HK$68.84M (deposit + AVD stamp duty HK$9,622,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$450,629
−HK$24,346/mo
▼ 0.25% · 3.875%
HK$462,714
−HK$12,261/mo
Today · 4.125%
HK$474,975
baseline
▲ 0.50% · 4.625%
HK$500,011
+HK$25,036/mo
Deposit HK$59.21M · loan HK$88.82M · min. income ≈ HK$949,950/mo (50% DSR)
Upfront cash ≈ HK$68.84M (deposit + AVD stamp duty HK$9,622,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$472,574
−HK$29,634/mo
▼ 0.25% · 3.875%
HK$487,273
−HK$14,935/mo
Today · 4.125%
HK$502,208
baseline
▲ 0.50% · 4.625%
HK$532,766
+HK$30,558/mo
Deposit HK$44.41M · loan HK$103.62M · min. income ≈ HK$1,004,416/mo (50% DSR)
Upfront cash ≈ HK$54.03M (deposit + AVD stamp duty HK$9,622,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$525,733
−HK$28,404/mo
▼ 0.25% · 3.875%
HK$539,833
−HK$14,304/mo
Today · 4.125%
HK$554,137
baseline
▲ 0.50% · 4.625%
HK$583,346
+HK$29,209/mo
Deposit HK$44.41M · loan HK$103.62M · min. income ≈ HK$1,108,274/mo (50% DSR)
Upfront cash ≈ HK$54.03M (deposit + AVD stamp duty HK$9,622,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$607,595
−HK$38,101/mo
▼ 0.25% · 3.875%
HK$626,494
−HK$19,202/mo
Today · 4.125%
HK$645,696
baseline
▲ 0.50% · 4.625%
HK$684,985
+HK$39,289/mo
Deposit HK$14.80M · loan HK$133.23M · min. income ≈ HK$1,291,392/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$9,622,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$675,943
−HK$36,519/mo
▼ 0.25% · 3.875%
HK$694,071
−HK$18,391/mo
Today · 4.125%
HK$712,462
baseline
▲ 0.50% · 4.625%
HK$750,017
+HK$37,555/mo
Deposit HK$14.80M · loan HK$133.23M · min. income ≈ HK$1,424,924/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$9,622,127 · Scale 2, in force from 26 Feb 2026)