LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,756
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,806
−HK$1,066/mo
Today · 4.125%
HK$35,872
baseline
▲ 0.50% · 4.625%
HK$38,055
+HK$2,183/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,744/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,553
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,560
−HK$1,022/mo
Today · 4.125%
HK$39,582
baseline
▲ 0.50% · 4.625%
HK$41,668
+HK$2,086/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,164/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,507
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,767
−HK$1,280/mo
Today · 4.125%
HK$43,047
baseline
▲ 0.50% · 4.625%
HK$45,666
+HK$2,619/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,094/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,063
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,272
−HK$1,226/mo
Today · 4.125%
HK$47,498
baseline
▲ 0.50% · 4.625%
HK$50,002
+HK$2,504/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$94,996/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,258
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,728
−HK$1,493/mo
Today · 4.125%
HK$50,221
baseline
▲ 0.50% · 4.625%
HK$53,277
+HK$3,056/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,442/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,574
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,984
−HK$1,430/mo
Today · 4.125%
HK$55,414
baseline
▲ 0.50% · 4.625%
HK$58,335
+HK$2,921/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,828/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,760
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,650
−HK$1,920/mo
Today · 4.125%
HK$64,570
baseline
▲ 0.50% · 4.625%
HK$68,499
+HK$3,929/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$129,140/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,595
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,408
−HK$1,839/mo
Today · 4.125%
HK$71,247
baseline
▲ 0.50% · 4.625%
HK$75,003
+HK$3,756/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$142,494/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,129 · Scale 2, in force from 26 Feb 2026)