LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,759
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,809
−HK$1,067/mo
Today · 4.125%
HK$35,876
baseline
▲ 0.50% · 4.625%
HK$38,059
+HK$2,183/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,752/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,557
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,564
−HK$1,022/mo
Today · 4.125%
HK$39,586
baseline
▲ 0.50% · 4.625%
HK$41,672
+HK$2,086/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,172/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,511
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,771
−HK$1,280/mo
Today · 4.125%
HK$43,051
baseline
▲ 0.50% · 4.625%
HK$45,671
+HK$2,620/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,102/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,068
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,277
−HK$1,226/mo
Today · 4.125%
HK$47,503
baseline
▲ 0.50% · 4.625%
HK$50,007
+HK$2,504/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$95,006/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,263
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,733
−HK$1,493/mo
Today · 4.125%
HK$50,226
baseline
▲ 0.50% · 4.625%
HK$53,283
+HK$3,057/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,452/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,579
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,989
−HK$1,431/mo
Today · 4.125%
HK$55,420
baseline
▲ 0.50% · 4.625%
HK$58,341
+HK$2,921/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,840/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,766
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,656
−HK$1,921/mo
Today · 4.125%
HK$64,577
baseline
▲ 0.50% · 4.625%
HK$68,506
+HK$3,929/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$129,154/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,602
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,415
−HK$1,839/mo
Today · 4.125%
HK$71,254
baseline
▲ 0.50% · 4.625%
HK$75,010
+HK$3,756/mo
Deposit HK$1.48M · loan HK$13.32M · min. income ≈ HK$142,508/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,185 · Scale 2, in force from 26 Feb 2026)