LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,761
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,811
−HK$1,067/mo
Today · 4.125%
HK$35,878
baseline
▲ 0.50% · 4.625%
HK$38,061
+HK$2,183/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,756/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,559
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,566
−HK$1,022/mo
Today · 4.125%
HK$39,588
baseline
▲ 0.50% · 4.625%
HK$41,675
+HK$2,087/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,176/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,513
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,773
−HK$1,281/mo
Today · 4.125%
HK$43,054
baseline
▲ 0.50% · 4.625%
HK$45,674
+HK$2,620/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,108/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,071
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,279
−HK$1,227/mo
Today · 4.125%
HK$47,506
baseline
▲ 0.50% · 4.625%
HK$50,010
+HK$2,504/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$95,012/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,265
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,736
−HK$1,493/mo
Today · 4.125%
HK$50,229
baseline
▲ 0.50% · 4.625%
HK$53,286
+HK$3,057/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,458/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,582
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,993
−HK$1,430/mo
Today · 4.125%
HK$55,423
baseline
▲ 0.50% · 4.625%
HK$58,345
+HK$2,922/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,846/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,770
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,660
−HK$1,921/mo
Today · 4.125%
HK$64,581
baseline
▲ 0.50% · 4.625%
HK$68,510
+HK$3,929/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,162/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,606
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,419
−HK$1,839/mo
Today · 4.125%
HK$71,258
baseline
▲ 0.50% · 4.625%
HK$75,015
+HK$3,757/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,516/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,219 · Scale 2, in force from 26 Feb 2026)