LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,763
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,813
−HK$1,067/mo
Today · 4.125%
HK$35,880
baseline
▲ 0.50% · 4.625%
HK$38,063
+HK$2,183/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,760/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,561
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,568
−HK$1,022/mo
Today · 4.125%
HK$39,590
baseline
▲ 0.50% · 4.625%
HK$41,677
+HK$2,087/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,180/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,516
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,776
−HK$1,280/mo
Today · 4.125%
HK$43,056
baseline
▲ 0.50% · 4.625%
HK$45,676
+HK$2,620/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,112/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,073
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,282
−HK$1,226/mo
Today · 4.125%
HK$47,508
baseline
▲ 0.50% · 4.625%
HK$50,012
+HK$2,504/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$95,016/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,268
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,738
−HK$1,494/mo
Today · 4.125%
HK$50,232
baseline
▲ 0.50% · 4.625%
HK$53,289
+HK$3,057/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$100,464/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,585
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,996
−HK$1,430/mo
Today · 4.125%
HK$55,426
baseline
▲ 0.50% · 4.625%
HK$58,348
+HK$2,922/mo
Deposit HK$4.44M · loan HK$10.36M · min. income ≈ HK$110,852/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,773
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,664
−HK$1,920/mo
Today · 4.125%
HK$64,584
baseline
▲ 0.50% · 4.625%
HK$68,514
+HK$3,930/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,168/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,610
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,423
−HK$1,839/mo
Today · 4.125%
HK$71,262
baseline
▲ 0.50% · 4.625%
HK$75,019
+HK$3,757/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,524/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,249 · Scale 2, in force from 26 Feb 2026)