LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,764
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,815
−HK$1,067/mo
Today · 4.125%
HK$35,882
baseline
▲ 0.50% · 4.625%
HK$38,065
+HK$2,183/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,764/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,562
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,570
−HK$1,022/mo
Today · 4.125%
HK$39,592
baseline
▲ 0.50% · 4.625%
HK$41,679
+HK$2,087/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,184/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,517
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,778
−HK$1,280/mo
Today · 4.125%
HK$43,058
baseline
▲ 0.50% · 4.625%
HK$45,678
+HK$2,620/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,116/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,075
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,284
−HK$1,226/mo
Today · 4.125%
HK$47,510
baseline
▲ 0.50% · 4.625%
HK$50,015
+HK$2,505/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$95,020/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,270
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,740
−HK$1,494/mo
Today · 4.125%
HK$50,234
baseline
▲ 0.50% · 4.625%
HK$53,291
+HK$3,057/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,468/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,587
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$53,998
−HK$1,431/mo
Today · 4.125%
HK$55,429
baseline
▲ 0.50% · 4.625%
HK$58,350
+HK$2,921/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,858/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,776
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,666
−HK$1,921/mo
Today · 4.125%
HK$64,587
baseline
▲ 0.50% · 4.625%
HK$68,517
+HK$3,930/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,174/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,612
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,426
−HK$1,839/mo
Today · 4.125%
HK$71,265
baseline
▲ 0.50% · 4.625%
HK$75,022
+HK$3,757/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,530/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,272 · Scale 2, in force from 26 Feb 2026)