LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,766
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,817
−HK$1,067/mo
Today · 4.125%
HK$35,884
baseline
▲ 0.50% · 4.625%
HK$38,067
+HK$2,183/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,768/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,565
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,572
−HK$1,022/mo
Today · 4.125%
HK$39,594
baseline
▲ 0.50% · 4.625%
HK$41,681
+HK$2,087/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,188/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,520
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,780
−HK$1,281/mo
Today · 4.125%
HK$43,061
baseline
▲ 0.50% · 4.625%
HK$45,681
+HK$2,620/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$86,122/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,078
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,287
−HK$1,226/mo
Today · 4.125%
HK$47,513
baseline
▲ 0.50% · 4.625%
HK$50,018
+HK$2,505/mo
Deposit HK$5.92M · loan HK$8.88M · min. income ≈ HK$95,026/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,273
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,744
−HK$1,494/mo
Today · 4.125%
HK$50,238
baseline
▲ 0.50% · 4.625%
HK$53,294
+HK$3,056/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,476/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,591
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$54,001
−HK$1,431/mo
Today · 4.125%
HK$55,432
baseline
▲ 0.50% · 4.625%
HK$58,354
+HK$2,922/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,864/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,780
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,670
−HK$1,921/mo
Today · 4.125%
HK$64,591
baseline
▲ 0.50% · 4.625%
HK$68,521
+HK$3,930/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,182/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,617
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,430
−HK$1,840/mo
Today · 4.125%
HK$71,270
baseline
▲ 0.50% · 4.625%
HK$75,027
+HK$3,757/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,540/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,308 · Scale 2, in force from 26 Feb 2026)