LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,767
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,818
−HK$1,067/mo
Today · 4.125%
HK$35,885
baseline
▲ 0.50% · 4.625%
HK$38,068
+HK$2,183/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,770/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,566
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,573
−HK$1,022/mo
Today · 4.125%
HK$39,595
baseline
▲ 0.50% · 4.625%
HK$41,682
+HK$2,087/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,190/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,521
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,781
−HK$1,281/mo
Today · 4.125%
HK$43,062
baseline
▲ 0.50% · 4.625%
HK$45,682
+HK$2,620/mo
Deposit HK$5.92M · loan HK$8.89M · min. income ≈ HK$86,124/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,079
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,288
−HK$1,226/mo
Today · 4.125%
HK$47,514
baseline
▲ 0.50% · 4.625%
HK$50,019
+HK$2,505/mo
Deposit HK$5.92M · loan HK$8.89M · min. income ≈ HK$95,028/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,274
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,745
−HK$1,494/mo
Today · 4.125%
HK$50,239
baseline
▲ 0.50% · 4.625%
HK$53,295
+HK$3,056/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,478/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,592
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$54,002
−HK$1,431/mo
Today · 4.125%
HK$55,433
baseline
▲ 0.50% · 4.625%
HK$58,355
+HK$2,922/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,866/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,781
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,672
−HK$1,920/mo
Today · 4.125%
HK$64,592
baseline
▲ 0.50% · 4.625%
HK$68,523
+HK$3,931/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,184/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,618
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,432
−HK$1,839/mo
Today · 4.125%
HK$71,271
baseline
▲ 0.50% · 4.625%
HK$75,028
+HK$3,757/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,542/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,319 · Scale 2, in force from 26 Feb 2026)