LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,768
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,819
−HK$1,067/mo
Today · 4.125%
HK$35,886
baseline
▲ 0.50% · 4.625%
HK$38,070
+HK$2,184/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,772/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,567
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,575
−HK$1,022/mo
Today · 4.125%
HK$39,597
baseline
▲ 0.50% · 4.625%
HK$41,684
+HK$2,087/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,194/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,522
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,783
−HK$1,280/mo
Today · 4.125%
HK$43,063
baseline
▲ 0.50% · 4.625%
HK$45,684
+HK$2,621/mo
Deposit HK$5.92M · loan HK$8.89M · min. income ≈ HK$86,126/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,081
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,290
−HK$1,226/mo
Today · 4.125%
HK$47,516
baseline
▲ 0.50% · 4.625%
HK$50,021
+HK$2,505/mo
Deposit HK$5.92M · loan HK$8.89M · min. income ≈ HK$95,032/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,276
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,746
−HK$1,494/mo
Today · 4.125%
HK$50,240
baseline
▲ 0.50% · 4.625%
HK$53,297
+HK$3,057/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,480/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,594
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$54,004
−HK$1,431/mo
Today · 4.125%
HK$55,435
baseline
▲ 0.50% · 4.625%
HK$58,357
+HK$2,922/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,870/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,783
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,674
−HK$1,921/mo
Today · 4.125%
HK$64,595
baseline
▲ 0.50% · 4.625%
HK$68,525
+HK$3,930/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,190/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,621
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,434
−HK$1,840/mo
Today · 4.125%
HK$71,274
baseline
▲ 0.50% · 4.625%
HK$75,031
+HK$3,757/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,548/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,341 · Scale 2, in force from 26 Feb 2026)