LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,770
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,820
−HK$1,067/mo
Today · 4.125%
HK$35,887
baseline
▲ 0.50% · 4.625%
HK$38,071
+HK$2,184/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,774/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,568
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,576
−HK$1,022/mo
Today · 4.125%
HK$39,598
baseline
▲ 0.50% · 4.625%
HK$41,685
+HK$2,087/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,196/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,523
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,784
−HK$1,281/mo
Today · 4.125%
HK$43,065
baseline
▲ 0.50% · 4.625%
HK$45,685
+HK$2,620/mo
Deposit HK$5.92M · loan HK$8.89M · min. income ≈ HK$86,130/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,082
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,291
−HK$1,227/mo
Today · 4.125%
HK$47,518
baseline
▲ 0.50% · 4.625%
HK$50,022
+HK$2,504/mo
Deposit HK$5.92M · loan HK$8.89M · min. income ≈ HK$95,036/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,277
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,748
−HK$1,494/mo
Today · 4.125%
HK$50,242
baseline
▲ 0.50% · 4.625%
HK$53,299
+HK$3,057/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,484/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,596
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$54,006
−HK$1,431/mo
Today · 4.125%
HK$55,437
baseline
▲ 0.50% · 4.625%
HK$58,359
+HK$2,922/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,874/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,785
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,676
−HK$1,921/mo
Today · 4.125%
HK$64,597
baseline
▲ 0.50% · 4.625%
HK$68,528
+HK$3,931/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,194/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,623
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,437
−HK$1,839/mo
Today · 4.125%
HK$71,276
baseline
▲ 0.50% · 4.625%
HK$75,033
+HK$3,757/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,552/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,359 · Scale 2, in force from 26 Feb 2026)