LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,770
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,820
−HK$1,068/mo
Today · 4.125%
HK$35,888
baseline
▲ 0.50% · 4.625%
HK$38,071
+HK$2,183/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$71,776/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,569
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,576
−HK$1,022/mo
Today · 4.125%
HK$39,598
baseline
▲ 0.50% · 4.625%
HK$41,686
+HK$2,088/mo
Deposit HK$7.40M · loan HK$7.40M · min. income ≈ HK$79,196/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,524
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,784
−HK$1,281/mo
Today · 4.125%
HK$43,065
baseline
▲ 0.50% · 4.625%
HK$45,686
+HK$2,621/mo
Deposit HK$5.92M · loan HK$8.89M · min. income ≈ HK$86,130/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,082
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,292
−HK$1,226/mo
Today · 4.125%
HK$47,518
baseline
▲ 0.50% · 4.625%
HK$50,023
+HK$2,505/mo
Deposit HK$5.92M · loan HK$8.89M · min. income ≈ HK$95,036/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,278
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,748
−HK$1,495/mo
Today · 4.125%
HK$50,243
baseline
▲ 0.50% · 4.625%
HK$53,300
+HK$3,057/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,486/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,596
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,007
−HK$1,431/mo
Today · 4.125%
HK$55,438
baseline
▲ 0.50% · 4.625%
HK$58,360
+HK$2,922/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,876/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,786
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,677
−HK$1,921/mo
Today · 4.125%
HK$64,598
baseline
▲ 0.50% · 4.625%
HK$68,528
+HK$3,930/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,196/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,624
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,437
−HK$1,840/mo
Today · 4.125%
HK$71,277
baseline
▲ 0.50% · 4.625%
HK$75,034
+HK$3,757/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,554/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,364 · Scale 2, in force from 26 Feb 2026)