LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,772
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,822
−HK$1,067/mo
Today · 4.125%
HK$35,889
baseline
▲ 0.50% · 4.625%
HK$38,073
+HK$2,184/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,778/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,571
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,578
−HK$1,023/mo
Today · 4.125%
HK$39,601
baseline
▲ 0.50% · 4.625%
HK$41,688
+HK$2,087/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,202/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,526
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,787
−HK$1,280/mo
Today · 4.125%
HK$43,067
baseline
▲ 0.50% · 4.625%
HK$45,688
+HK$2,621/mo
Deposit HK$5.92M · loan HK$8.89M · min. income ≈ HK$86,134/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,085
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,294
−HK$1,227/mo
Today · 4.125%
HK$47,521
baseline
▲ 0.50% · 4.625%
HK$50,025
+HK$2,504/mo
Deposit HK$5.92M · loan HK$8.89M · min. income ≈ HK$95,042/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,280
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,751
−HK$1,494/mo
Today · 4.125%
HK$50,245
baseline
▲ 0.50% · 4.625%
HK$53,303
+HK$3,058/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,490/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,599
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,010
−HK$1,431/mo
Today · 4.125%
HK$55,441
baseline
▲ 0.50% · 4.625%
HK$58,363
+HK$2,922/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,882/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,789
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,680
−HK$1,921/mo
Today · 4.125%
HK$64,601
baseline
▲ 0.50% · 4.625%
HK$68,532
+HK$3,931/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,202/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,627
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,441
−HK$1,840/mo
Today · 4.125%
HK$71,281
baseline
▲ 0.50% · 4.625%
HK$75,038
+HK$3,757/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,562/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,394 · Scale 2, in force from 26 Feb 2026)