LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,772
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,822
−HK$1,068/mo
Today · 4.125%
HK$35,890
baseline
▲ 0.50% · 4.625%
HK$38,074
+HK$2,184/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,780/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,571
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,579
−HK$1,022/mo
Today · 4.125%
HK$39,601
baseline
▲ 0.50% · 4.625%
HK$41,688
+HK$2,087/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,202/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,526
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,787
−HK$1,281/mo
Today · 4.125%
HK$43,068
baseline
▲ 0.50% · 4.625%
HK$45,688
+HK$2,620/mo
Deposit HK$5.92M · loan HK$8.89M · min. income ≈ HK$86,136/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,085
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,294
−HK$1,227/mo
Today · 4.125%
HK$47,521
baseline
▲ 0.50% · 4.625%
HK$50,026
+HK$2,505/mo
Deposit HK$5.92M · loan HK$8.89M · min. income ≈ HK$95,042/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,281
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,751
−HK$1,495/mo
Today · 4.125%
HK$50,246
baseline
▲ 0.50% · 4.625%
HK$53,303
+HK$3,057/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,492/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,599
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,010
−HK$1,431/mo
Today · 4.125%
HK$55,441
baseline
▲ 0.50% · 4.625%
HK$58,364
+HK$2,923/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,882/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,790
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,680
−HK$1,922/mo
Today · 4.125%
HK$64,602
baseline
▲ 0.50% · 4.625%
HK$68,532
+HK$3,930/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,204/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,628
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,442
−HK$1,840/mo
Today · 4.125%
HK$71,282
baseline
▲ 0.50% · 4.625%
HK$75,039
+HK$3,757/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,564/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,398 · Scale 2, in force from 26 Feb 2026)