LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,776
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,827
−HK$1,067/mo
Today · 4.125%
HK$35,894
baseline
▲ 0.50% · 4.625%
HK$38,078
+HK$2,184/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,788/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,576
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,583
−HK$1,023/mo
Today · 4.125%
HK$39,606
baseline
▲ 0.50% · 4.625%
HK$41,693
+HK$2,087/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,212/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,531
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,792
−HK$1,281/mo
Today · 4.125%
HK$43,073
baseline
▲ 0.50% · 4.625%
HK$45,694
+HK$2,621/mo
Deposit HK$5.92M · loan HK$8.89M · min. income ≈ HK$86,146/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,091
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,300
−HK$1,227/mo
Today · 4.125%
HK$47,527
baseline
▲ 0.50% · 4.625%
HK$50,032
+HK$2,505/mo
Deposit HK$5.92M · loan HK$8.89M · min. income ≈ HK$95,054/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,287
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,758
−HK$1,494/mo
Today · 4.125%
HK$50,252
baseline
▲ 0.50% · 4.625%
HK$53,310
+HK$3,058/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,504/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,606
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,017
−HK$1,431/mo
Today · 4.125%
HK$55,448
baseline
▲ 0.50% · 4.625%
HK$58,371
+HK$2,923/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,896/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,797
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,688
−HK$1,922/mo
Today · 4.125%
HK$64,610
baseline
▲ 0.50% · 4.625%
HK$68,541
+HK$3,931/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,220/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,636
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,450
−HK$1,840/mo
Today · 4.125%
HK$71,290
baseline
▲ 0.50% · 4.625%
HK$75,048
+HK$3,758/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,580/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,467 · Scale 2, in force from 26 Feb 2026)