LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,777
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,828
−HK$1,067/mo
Today · 4.125%
HK$35,895
baseline
▲ 0.50% · 4.625%
HK$38,080
+HK$2,185/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,790/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,577
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,585
−HK$1,022/mo
Today · 4.125%
HK$39,607
baseline
▲ 0.50% · 4.625%
HK$41,695
+HK$2,088/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,214/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,533
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,794
−HK$1,281/mo
Today · 4.125%
HK$43,075
baseline
▲ 0.50% · 4.625%
HK$45,696
+HK$2,621/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,150/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,092
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,302
−HK$1,227/mo
Today · 4.125%
HK$47,529
baseline
▲ 0.50% · 4.625%
HK$50,034
+HK$2,505/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,058/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,288
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,759
−HK$1,495/mo
Today · 4.125%
HK$50,254
baseline
▲ 0.50% · 4.625%
HK$53,311
+HK$3,057/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,508/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,608
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,019
−HK$1,431/mo
Today · 4.125%
HK$55,450
baseline
▲ 0.50% · 4.625%
HK$58,373
+HK$2,923/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,900/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,799
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,690
−HK$1,922/mo
Today · 4.125%
HK$64,612
baseline
▲ 0.50% · 4.625%
HK$68,543
+HK$3,931/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,224/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,639
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,453
−HK$1,840/mo
Today · 4.125%
HK$71,293
baseline
▲ 0.50% · 4.625%
HK$75,051
+HK$3,758/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,586/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,486 · Scale 2, in force from 26 Feb 2026)