LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,778
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,829
−HK$1,067/mo
Today · 4.125%
HK$35,896
baseline
▲ 0.50% · 4.625%
HK$38,081
+HK$2,185/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,792/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,578
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,586
−HK$1,022/mo
Today · 4.125%
HK$39,608
baseline
▲ 0.50% · 4.625%
HK$41,696
+HK$2,088/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,216/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,534
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,795
−HK$1,281/mo
Today · 4.125%
HK$43,076
baseline
▲ 0.50% · 4.625%
HK$45,697
+HK$2,621/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,152/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,093
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,303
−HK$1,227/mo
Today · 4.125%
HK$47,530
baseline
▲ 0.50% · 4.625%
HK$50,035
+HK$2,505/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,060/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,289
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,760
−HK$1,495/mo
Today · 4.125%
HK$50,255
baseline
▲ 0.50% · 4.625%
HK$53,313
+HK$3,058/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,510/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,609
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,020
−HK$1,431/mo
Today · 4.125%
HK$55,451
baseline
▲ 0.50% · 4.625%
HK$58,374
+HK$2,923/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,902/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,801
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,692
−HK$1,921/mo
Today · 4.125%
HK$64,613
baseline
▲ 0.50% · 4.625%
HK$68,545
+HK$3,932/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,226/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,640
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,454
−HK$1,840/mo
Today · 4.125%
HK$71,294
baseline
▲ 0.50% · 4.625%
HK$75,052
+HK$3,758/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,588/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,499 · Scale 2, in force from 26 Feb 2026)